Attention homeowners: Real estate appraisal services for in Lynnwood and Snohomish CountyThe top seven reasons Washington homeowners hire Tonee Rockwell Appraisal:
We at Tonee Rockwell Appraisal understand the special needs of a customer seeking appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. Being a regular homeowner that probably doesn't look at appraisals on a regular basis, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document our findings. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Tonee Rockwell Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.Challenge Snohomish County's assessment of your propertyYour local tax assessor may have your home overvalued if you live in a region that's going down or not appreciating as much as other homes close to yours. This means you are most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Tonee Rockwell Appraisal is your chief weapon when contesting your property tax assessment.Need to remove PMI?PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. At Tonee Rockwell Appraisal, we're seasoned in helping consumers just like you delete unnecessary PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be inopportune from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from Tonee Rockwell Appraisal can help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for verity? Tonee Rockwell Appraisal offers field reviews where we go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have had in the past. Even though most appraisal reviews are commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion. |